Articles on RSUs, ISOs, NSOs, 83(b) elections, and restricted stock — how each equity type is taxed and strategies to maximize your compensation value.
29 articles
A decision-stage map of every form your equity comp touches: the W-2 that already carries vest and exercise income, Form 8949 and Schedule D for sales, and Form 3922 and 6251 for ESPP and ISO — plus the basis fix that stops double taxation.
New Jersey's Gross Income Tax runs from 1.4% to 10.75% across eight brackets. Here's where equity-comp households actually land, how RSU vesting and ISO gains are taxed, and why NJ's lack of a flat supplemental rate matters for withholding.
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Oregon's income tax tops out at 9.9%, and that top rate begins at just $125,000. Its optional 8% supplemental withholding under-withholds RSU income, so equity earners owe Oregon at filing. Here's how the brackets and the gap work.
Massachusetts taxes most income at a flat 5%, plus a 4% Fair Share surtax above $1,083,150 — a 9% top rate. Here's how that hits RSU vesting, ISO gains, and capital gains, and how a big equity event can cross the surtax line.
Relocating doesn't reset the tax clock on your equity. Your RSUs and options are sourced by where you worked during the vesting period, so your old state can still tax a share long after you leave. Here's how multi-state allocation works.
Four quiet leaks — under-withholding, the broker basis trap, bunched income, and unplanned AMT — drain thousands a year from equity-comp holders who never see them coming. Here's how much each costs, and how to plug them.
ESPP tax examples worked in dollars: the 15% discount as ordinary income, the qualifying vs. disqualifying split, the broker basis trap, and the W-2 reporting — all on one set of shares.
Optimize ISO exercise timing across 3-5 years
