Double-Trigger RSU Tax: How Private-Company RSUs Get Taxed at a Liquidity Event

Double-trigger RSUs are taxed as ordinary income at the liquidity event, not at vest. Here's why 22% withholding rarely covers the bill, with worked examples and a financing plan.

Mike Navarro·June 24, 2026·9 min read

#RSU#Double-Trigger#IPO+2 more

How to Read Your RSU W-2: Boxes, Codes, and the Withholding Gap

Your RSU income hides inside W-2 Box 1 as wages, not on a separate line. Here's a box-by-box walkthrough of where vesting income, withholding, and the gap you'll owe at tax time actually show up.

Mike Navarro·June 24, 2026·7 min read

#RSU#W-2#Tax Withholding+2 more

RSU Sell to Cover: How It Works & Why You May Still Owe

RSU sell to cover withholds at the IRS 22% supplemental rate, but most tech employees owe 32-37%+ federally. Here's how to calculate the shortfall before April.

Mike Navarro·June 24, 2026·11 min read

#RSU#Sell to Cover#Tax Withholding+2 more

How Are RSUs Taxed? A Complete Guide to Vesting, Selling, and Withholding

RSUs are taxed twice: as ordinary income when they vest, and as capital gains when you sell. Learn exactly how each event is taxed and how to minimize your bill.

Mike Navarro·March 11, 2026·10 min read

#RSU#Vesting#Capital Gains+2 more

RSU Tax Withholding: Why 22% Is Never Enough (and What to Do About It)

Your employer withholds 22% on RSU income, but your actual tax rate is 40-55%. Learn why the gap exists and 3 ways to avoid an April surprise.

Mike Navarro·March 11, 2026·9 min read

#RSU#Tax Withholding#Supplemental Income+2 more

RSU Tax Rate: How Much Tax Do You Really Owe on RSUs in 2025?

Your actual RSU tax rate is much higher than the 22% your employer withholds. Learn exactly how federal, state, and FICA taxes apply to your RSU vesting.

Mike Navarro·March 11, 2026·8 min read

#RSU#Tax Rate#Withholding+2 more

How RSUs Affect Your Tax Refund (and Why You Might Owe)

RSU vesting can turn your expected tax refund into a surprise bill. Learn why 22% withholding creates shortfalls and how to plan ahead.

Mike Navarro·March 11, 2026·10 min read

#RSU#Tax Refund#Withholding+2 more

Do I Need to Pay Estimated Taxes on RSU Income?

Learn when RSU vesting triggers estimated tax payment requirements, why 22% withholding creates a shortfall, and how to avoid IRS underpayment penalties.

Mike Navarro·March 11, 2026·10 min read

#RSU#Estimated Taxes#Quarterly Taxes+2 more